Putting your teenager in a vehicle of their own

It’s Time To Finance Your First Car: 3 Steps To Make The Process Easier

If you’re in the market for your first car, you might want to make sure you’re prepared for the process before you head to your first dealership. Being prepared can help you get the car you need for the price you can afford. Here are three steps you should take to prepare for the purchase of your first car.

Know Your Monthly Budget

You know what you want but do you know what you can afford? Those may be two very different things. Before you settle on a car, take the time to sit down and create a realistic budget. This should include everything you spend money on each month – including incidentals like dates and fast food. Once you know where your money goes each month – and how much is left after your purchases – it will be easier to determine how much car you can actually afford.

Identify Your Specific Needs

Once you’ve established your budget, it will be time to identify your needs – specifically what you’ll be using your vehicle for. This is important since your vehicle needs may not be suitable for the vehicle you’ve had in mind. For instance, if you need a vehicle that gets good gas mileage but you’ve got a full-size truck in mind, your needs might not mesh with your wants. To make sure the vehicle you choose fits the needs you have for it, sit down and make a list of your requirements. That list will make it easier to identify a vehicle that will best suit your needs.

Get Pre-Approval Before You Shop

This is important. Be sure you get pre-approved for an auto loan before you start visiting dealerships. In most cases, you can get pre-approval online, which means you’ll be able to go through the loan process in the comfort of your own home. Once you’ve received your pre-approval, you’ll know exactly how much you can spend on a car. Being armed with this information before you head out to the dealerships will prevent you from falling in love with a car that you can’t get approved for, or that will require more of a down payment than you can afford.

Now that it’s time to purchase your first car, you want to make sure you get the best deal you possibly can. Use the tips provided above to help take the stress out of purchasing your first car. For help with auto financing, talk to companies like Western Avenue Nissan.

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Avoid These Mistakes When Buying A New Car

If you are currently in the market for a new car, it is important that you do your research before choosing the car of your dreams. It is equally important that you avoid some of the common mistakes people tend to make when buying a new car, especially if this is their first time. Make sure you avoid the following mistakes.

Not Reading the Warranty’s Fine Print

Many new cars automatically come with a warranty, called the manufacturer’s warranty. This will often cover basic repairs and service needed within a short period of time after buying a car. It gives you a little protection if you have issues with the car within this period of time. However, the warranty often has stipulations, such as only being able to get certain types of repairs, or having to still pay for part of the repair costs. Make sure you read the fine print and know exactly what the conditions are. This is especially important if you are thinking about buying an extended warranty, since you might find that it isn’t worth the cost.

Only Calculating the Monthly Payment

When you first find out the cost of the vehicle you want and provide the dealership with the amount of down payment you can provide, they will often let you know how much your monthly payment will be based on your credit information. While this is important to know so you can decide if it is affordable and worth it to you, don’t only think about the monthly payments. Even if the payment is manageable, a high interest rate might mean that it takes longer to pay off the car. Also consider the number of years you will finance the car for in addition to the monthly payments.

Failing to Consider Additional Costs

Make sure you also think about the other costs that might be included with the type of car you buy. Depending on the make and model, you might end up paying more for car insurance since it has a higher risk for accidents or theft. If the car doesn’t have great gas mileage, you will be paying more for gas, ultimately paying more for the car in general. Also consider the cost of repairs and maintenance, since some models tend to cost a little more.

Also make sure you have your financing lined up before visiting a dealership. You need to know if you can pay cash, are getting a loan from your bank or credit union, or if you are going to finance it directly through the dealership.

For more information about the process and logistics of purchasing a new car, contact a local car dealership.

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3 Toyota Camry Repair Jobs

The Toyota Camry is generally deemed a very reliable vehicle. Having said that, like all machines, the Camry is bound to require a repair or two down the line. Throughout the course of this brief article, you’ll learn of a few repairs that are not entirely uncommon to Toyota Camry.

Transmission Lag

Whenever you accelerate, you might feel as if your transmission is “hesitating” or not doing its job switching gears whenever you hit a certain RPM. There are a number of issues that could be the cause of this problem. Often times, this is a digital issue and requires an update to the vehicle’s software. This is generally the case if your Camry’s mileage is quite low. When it comes to older Camrys or Camrys with high mileage, this problem could be rooted in a mechanical issue. A worn transmission part is often times the culprit when it comes to transmission hesitation.

Check Engine Light

This is a common issue among car owners, whether they own a Camry or not. Often times, the offending matter that is causing this problem is a faulty oxygen sensor. Your Camry’s oxygen sensor works to detect the engine exhaust level. Temperature, altitude, humidity are all factors that the sensor takes into consideration. In addition to your check engine light being illuminated, a faulty oxygen sensor can also lead to a number of other issues that demand your attention, including poor fuel consumption and engine damage.

Valve Cover or Gasket Issues

Two of the primary components involved in preventing your engine from leaking are the valve covers and gaskets of your Camry. If either of these components is damaged, your vehicle will suffer from an oil leak. Two signs that this has happened are the distinct odor of burning oil while your car is running or oil on the ground on your driveway after your car has been parked for a bit of time. There are a couple of issues that revolve around valve covers and gaskets. Sometimes, the issue only requires that the covers be tightened. Other times, the covers or gaskets are cracked. In these situations, you will have to replace the offending parts.

Camrys are resilient and generally reliable vehicles. Hopefully, this brief guide has given you some idea of some of the issues that could befall your Camry, despite its reliability. If you suspect that anything is wrong with your vehicle, it is recommended that you take it into a licensed Toyota repair service.

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3 Tips For Buying A Pre-Owned Car

Buying a pre-owned car can be a great investment — not only will you save money compared to a new car, but if you choose a reliable model that depreciates slowly, you can recoup some of your cost in a few years. That said, you’ll want to be careful when purchasing a pre-owned car, as there’s quite a few things that can make your investment less than worthwhile. So take a look below at three tips you should keep in mind while looking for a pre-owned car. 

‘Certified’ Doesn’t Always Equal Reliable

The word ‘certified’ is thrown around a lot when dealerships advertise pre-owned cars. As a consumer, it is in your best interest to find out exactly what a seller means when they claim that a car is certified. It may well be that the dealership puts its cars through an extensive certification program to ensure that what they’re selling you is of the highest quality. On the other hand, it’s also possible that the car you’re being sold was a rental car in its previous life and doesn’t have anything more than a standard warranty. Inspect the certification process yourself to get a better picture of how thoroughly the car has been vetted.

Compare Financing Options

If you’re looking to finance the purchase of a pre-owned car, be sure to compare various options. In fact, it’s smartest to get quotes from local banks and before you ever set foot in a dealership. That way you can use the best offers as leverage, and have the dealership competing with banks to provide you the best overall package. Dealerships make money off of financing just like they do sales of cars, so compare and contrast offers diligently.

Ask for Service Records

One of the best ways you can make sure that the car you’re planning on purchasing was properly cared for by its previous owner is to ask for the service records. Be wary of any car that comes without a handful of receipts verifying the work that has been done on it over the past few years. In addition to having the receipts for regular maintenance work such as oil changes, you’ll want proof of replacement for parts such as tires and brakes. Paperwork that is in order and in accordance with an owner’s verbal history of the car is a good sign that you’re getting exactly what you see and not a lemon.  

To learn more, contact a company like Northlake Auto. 

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How Having A Mobile Website Can Benefit Car Dealerships

In today’s busy digital climate, consumers are constantly on the go with their digital devices. Smartphones and other mobile devices have begun to dominate how many consumers do business. Car dealerships should aim to get in on the digital game also by tailoring their business for mobile users. Not doing so can mean missing out on some lucrative deals. Millennials in particular are becoming a driving force in the economy, and many industries are taking steps to market specifically to that segment of the population. The following are keys to developing a compelling mobile strategy:

Design a Website for Mobile Use

When gearing up to become more mobile, it is crucial to develop a website with a responsive mobile design. There are some significant components of a mobile design, including difference in text sizes, link spacing, and the speed in which media content is loaded.  The overall usability of mobile sites must be very clear and easy to understand. Inventory should be easy to view, and information should be easy to input if the customer is in need of additional information. Taking these steps not only makes the site more mobile friendly, but it also helps it rank higher in search engine results pages. Car dealerships that rank the highest have the most probability to be viewed most often by automobile shoppers.

Utilize Mobile Advertising

Most car dealerships have a segment of their budgets that is directed towards advertising. This includes the usual suspects such as television and radio advertising, along with print media advertising. It is also crucial to dedicate some of the budget to digital advertising. Digital advertising, which includes cost-per-click campaigns, can bring in traffic to the store. Effective campaigns can help increase sales productivity by showcasing the inventory through mobile social media use.

However, it is important to develop a CPC strategy that is targeted solely for mobile users. This strategy can capture attention and direct mobile buyers to the dealership. Some strategies to consider implementing include geo-fencing, custom audience segments, and registered showroom visits.

Getting Started

For car dealerships that have never delved into the world of mobile marketing, it can be very confusing when getting started. For the best results, consider hiring a media marketing consultant to help implement the digital tools that area needed to bring the business into the 21st century. It can also be very beneficial to hire a full time mobile marketing associate to manage this aspect of the business. Since mobile digital retailing is the way of the future, it is important to embrace the technology available with full force.

General managers of car dealerships should strongly consider adopting a mobile first strategy. By not leveraging the mobile aspects of the business, the dealership is not effectively interacting with customers to the fullest extent. Taking the time to implement a mobile strategy into the business can highlight the experience for the customer and build a stronger branding strategy. Contact a business, such as Hart Fullerton Leasing, for more information.   

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3 Reasons To Buy Your Next Vehicle From A Used Car Dealer

If you are in the market for a new car, you obviously have a lot of options available to you. But before you show up at the nearest new car dealer and start test driving the fanciest vehicles on the lot, it might be worth your time and money to take a step back and think about a different approach. Plenty of Americans today are opting to purchase their next vehicle from a used car dealer instead of buying new. The obvious advantage is that used cars tend to cost less money but there are also additional benefits that you might not have thought of. Here are 3 reasons why you might want to take a look at the used car dealerships in your area.    

Less Depreciation

While a used car will be less money than a new car of the same model, there’s another financial advantage to buying used that is not immediately obvious. As soon as a new car is driven off the lot, it can lose a good chunk of its value immediately. This could be anywhere from 10 to 15 percent or perhaps higher depending on the type of vehicle. If you still have to pay the full value of the car off through monthly payments, you are already under water financially as soon as your car goes from new to used. Because used cars have already taken this hit, you won’t have to deal with much further depreciation when you drive it off the lot.

Environmentally Friendly

If you want to be a friend to the environment, buying a used car instead of a new one is a good place to start. Cars are often associated with carbon dioxide emissions but did you know that a good chunk of those emissions come from the manufacturing process and the initial shipment? When you buy used, that is one less car that needs to be built and one less used car that will end up in a junk yard somewhere.

Lower Insurance Premium

While there are other factors at play such as your driving history, a general rule that your auto insurance provider follows is that a higher value vehicle is going to carry a higher insurance premium. If you buy a used car that costs significantly less money than a new car of the same model, you will likely see additional savings in your monthly insurance payment. 

It’s obvious that one of the advantages of buying used vehicles compared to new is that you will save some money up front on the sale. But there are other advantages in play as well. Used cars will not depreciate as fast, are more friendly towards the environment and continue to save you money every month in the form of a lower insurance payment when compared to buying new.

Contact a local used car dealership, such as Jack Burford Chevrolet, for further assistance.

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